Treeline is free
There's no account and no subscription. The desktop app, every plugin, CSV import, SQL access, and agent integration are all included.
It can be free because of how it's built: your data lives in a local database on your machine, so there's no cloud infrastructure to pay for. It's also open source, so you can read every line and verify exactly what it does with your data.
Optional costs
Two things are opt-in, and paid to third parties — nothing goes to Treeline:
Automatic bank sync
Connect your accounts through a data provider:
- SimpleFIN — ~$1.50/month, US & Canada
- Lunch Flow — ~$3/month, global (US, Canada, EU, UK, Brazil, Asia)
Or skip it — CSV import works with any bank.
Self-hosting a hub
Syncing between devices and remote AI access (in beta) run through a hub you host yourself. The software is free; the server is yours, so it costs whatever your server costs.
Questions? Join the Discord.